Dallas–Fort Worth mortgage broker Buy. Refinance. Relax.
A Family run Texas mortgage broker, comparing home loans from wholesale lenders, explaining the numbers and guiding you from first call to closing.
- Licensed statewide in Texas, NMLS #2772633
- No credit check to start a conversation
What are your goals?
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Buying a home
First home, next home, or a move to Texas. We'll show you what you can comfortably afford and what it really costs each month.
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Refinancing
Lower your payment, shorten your term, or take cash out, but only if it beats keeping the loan you have.
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Investing in rentals
DSCR and other investor loans that can qualify you on the property's rental income, not just your W-2.
Why borrowers work with us
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Options you can actually compare
We show the payment, the costs, and what changes if you wait, so you can decide with real numbers.
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A realistic monthly payment
Principal, interest, taxes, insurance, and HOA dues when you have them, so the number you plan around is close to the number at closing.
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A small Texas team, start to close
CJ, Raghu, or Naga stays with you from your first question through closing day.
Home loan options we offer
As a mortgage broker, we work only with wholesale lenders. We compare their loan programs and help you choose the one that fits your goals and budget.
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Conventional
For a primary home, a second home, or an investment property.
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FHA
Flexible credit guidelines and a lower minimum down payment than many conventional loans.
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DSCR and investment
Qualify for a rental property based on its income.
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Jumbo
For loan amounts above the conforming limit for your county.
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New construction
Construction-to-permanent loans with a one-time or two-time close.
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Renovation
Buy and fix up a home with one loan, through FHA 203(k) or conventional renovation.
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Home equity line (HELOC)
Borrow against your Texas home's equity, under Texas home equity rules.
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Doctor loans
For medical professionals: low or no down payment, no mortgage insurance, and flexible student loan rules.
Get pre-qualified
Find out what you can afford before you start shopping. A loan officer will go over your numbers and pre-qualify you.
- See which loan programs fit your goals
- Learn what you'll need for preapproval
- Free, with no credit check to get started
Check the highlighted fields
How the mortgage process works
Four steps, and we'll tell you what to expect before each one.
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Talk with a loan officer
Share your goals, timeline, and budget. There's no credit check to get started.
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Compare your options
See loan programs side by side, with the estimated monthly payment and cash to close for each.
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Apply securely
Apply online through our secure application. You'll then receive an official Loan Estimate with your estimated rate, payment, and closing costs.
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Close on your loan
We coordinate the appraisal, underwriting, and title work, and review your Closing Disclosure with you before you sign.
What borrowers say
★★★★★
Worked with Raghu on several loans and he is very thorough, responds timely and answers all the questions we will have during the lending process and work towards closing before time. Highly recommend him.
★★★★★
Working with Raghu was a great experience. He laid out every loan option for my investment property purchase and patiently helped me figure out which one made the most sense. He deep knowledge of DSCR loans, prompt communication from start to finish, and ability to get us closed quickly were much appreciated. I would absolutely work with him again!
★★★★★
Loan process was quick and I was able to close my investment home in less than 10 days and rent it out before the schools even begin.
Reviews appear exactly as posted on our Google Business Profile. Read all our reviews on Google (opens in a new tab)
Meet your loan officers
Three licensed loan officers at a family-run brokerage, all speaking English and Telugu.
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Chandra Aumpojwalam (CJ)
Home purchase, Refinance, New construction
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Raghu Ampojwalam
Jumbo loans, Investment and DSCR loans, Construction-to-permanent
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Nageswari Namana (Naga)
Home purchase, Refinance, Home equity lines (HELOC)
Let's look at your numbers together.
Call (817) 259-1972, schedule a consultation, or start your secure application when you're ready. Talking with us is free, and there's no credit check to get started.